Sanitarium

The Health Food Company

More about our healthy steps programme

Most people worry about things that probably will never happen. But because there is still a chance that they may happen, they worry anyway. This worry could be eliminated by taking some simple steps to protect yourself and your loved ones from the things that cause you the most concern.

What do you worry about? Some common concerns are loss of income, your house burning down, losing your children, getting sick and not being able to pay for your medical expenses, not being able to afford to retire, having your home broken into, children getting run over, your car being stolen.

The first step in protecting yourself, so you never have to waste any more energy worrying about these things again, is to define what you have to lose and how it could be lost. Then you can work out what strategies you can put into place to protect yourself against these possibilities.

One method of protection, which covers many of the main concerns, is insurance. There are many different types of insurance to meet different people’s needs but most people should have some insurance cover of some sort. There are general insurances that cover things like your house, your contents and your car.

Then there is personal insurance such as life insurance and income protection insurance that covers loss of income through illness or death. Other insurance such as medical insurance covers medical costs when you need it. See an expert to find out what best suits your needs and budget, because when you need it, it’s too late.

As well as the financial side of being well protected there are many simple things you can do to protect yourself. Set up family systems so everyone knows what to do if there is a fire, or someone gets lost when you’re out and about. Set clear rules about wearing seatbelts and not playing on the road.

Install smoke alarms and adequate locks on doors and windows. Always lock your car and don’t leave anything valuable in view. Start a savings plan so you have an emergency fund if you need it. Pay your bills on time and minimise debt. Have a current will that clearly states who will care for your children and who gets what if you die.

Being well protected doesn’t mean focussing on the doom and gloom and all possible disasters. It means never having to worry about the “what-ifs’ ever again because you know that you have the systems in place to deal with anything that could happen. This leaves you free to get on with enjoying life today!

Copyright Jacqui Thomas, 2006

If you’d like some help to revamp your life or business, or need an inspirational speaker for your next event, contact Jacqui directly at Jacqui@jacquithomas.com